REAL POWER DOES NOT HIT HARD, BUT STRAIGHT TO THE POINT

FEAR ,HOPE & TURNING TO ALLAH

Almighty Allah says, "No one despairs of solace from Allah except for those who are unbelievers." (Quran-12:87)

Anas said, "I heard the Messenger of Allah, may Allah bless him and grant him peace, say, 'Allah Almighty says, "O son of Adam! I will forgive you as long as you call on Me and have hope in Me, no matter what you do. Son of Adam, I do not care if your wrong actions reach to the clouds of heaven and then you ask Me for forgiveness, I will forgive you. Son of Adam, if you were to come with sins equivalent in weight to the whole earth and then meet Me having not associated anything with Me, I would come to you with the same amount of forgiveness.'"[Hadith-Tirmidhi]

Prophet Muhammad (sal Allahu alaihi wa sallam) said, "None of youshould wish for death because of a calamity befalling him; but if he has to wish for death, he should say: 'O Allah! Keep me alive as long as life is better for me, and let me die if death is better for me.'"

Jabir ibn 'Abdullah reported that he 

heard the Prophet, may Allah bless him

and grant him peace, say three days 

efore his death, "None of you should die without having a good opinion of Allah, the Mighty and Exalted."  [Haith-Muslim]

Abu Hurayra reported that the Messenger of Allah, may Allah bless him and grant him peace, said, "Allah, the Mighty and Exalted, said, 'I treat my slave according to his expectations of Me and I am with My slave when he remembers  Anyone who approaches Me by a hand-span, I approach him by an arm-span. Anyone who approaches Me by an arm-span, I approach him by two armspans. If he comes to me walking, I come to him running." [Hadith]

yoU aLwAys havE my sHoULder whEn yoU cry

Time Management for Muslims and Muslimas

I am always amazed by how time challenged Muslims are–whether as a student, a businessman or businesswoman, or a homemaker. Time management can be daunting as you seek to balance your responsibilities for this dunya and your responsibilities for akheera. Staying on target can get easily swept aside if you do not manage your time carefully.

In Islam, wasting time is discouraged. The Prophet Muhammad (peace be upon him) said: “God said, ‘The offspring of Adam abuse time, (even though) I am Time.’” In Surah 103, “The flight of time”, Allah in the Qur’an states, “By the decline of Time, indeed humankind is in a condition of utter loss–except for those who believe and do righteous deeds–and exhort one another to uphold the truth, and exhort one another to persevere in faith with patience.“

Ibn Abbas narrated that Prophet Mohammad (PBUH) said: “There are two blessings which many people lose: (They are) health and free time for doing good.” (Bukhari 8/421). The Prophet (s) used to make the following du’a,

“O Allah! Make life a means for every dimension of goodness.”

One very moving hadith is related by Ibn-Abbas; the Prophet (s) said, “Grab five things before five others: your youth before your decrepitude, your health before your illness, your wealth before your poverty, your leisure before your work, and your life before your death.” [al-Hakim in al-Mustadrak]

Stephen Covey’s time management matrix is a useful tool to manage your time. It centers on two factors: importance and urgency. Please view the video for more explanation on how prioritize your time.

Every dark light is followed by a light morning

Time Management:

If You Fail To Plan, You Plan 


To Fail

Discipline is very 


important!!!!

The Characteristics of Time

We are to bear in mind that time has certain characteristics, among of which are the following:

1.  Time passes quickly.

2.  Time that passes can never return, nor can it be compensated for, for time is irretrievable.

3.  Time is the most precious thing that man possesses.

The following are some of the most

important duties demanded of Muslims:

1.  Ensuring benefitting from time

2.  Utilizing leisure time

3.  Racing for good deeds

4.  Learning from the passage of time

5.  Seeking the superior times

6.  Planning and organizing time

7.  Fulfillment of time commitments

8.  Necessary awareness of time wasters

One of the methods of managing his time properly is for a Muslim to get up early and sleep early, for early hours always yield great blessings. Starting his day with prayer and the supplication of the morning brings the Muslim Allah's grace. A Muslim should always bear in mind that every time has its own task that suits it. Doing tasks in their due times brings about peace of mind and comfort. The most important aspect being gaining such knowledge of Islam that will enable and empower one to do such actions at a given time that pleases Allah abundantly! A Muslim is disciplined and uses every second constructively and productively!

Mu`adh ibn Jabal quotes the Prophet, peace and blessings be upon him, as saying: "A servant of Allah will remain standing on the Day of Resurrection until he is asked about four things: his life and how he spent it, his youth and how he used it up, his property and how he acquired and managed it and his knowledge and how he utilized it."

 [HADITH]

May Allah guide us to use our time 

correctly and beneficially!!!...Ameen

`Praying on Time is Just as Important
Here is some evidence, that we not only have to pray 5 times a day, but that we have to do it on time. The following is from Al Kabaair -The Major Sins by Sh. Adh-dhahabi The Fourth Major Sin - Not Praying Allah most High says: Then there succeeded them a generation which neglected prayers and followed lusts. They will meet with destruction (Ghayy), excepting the one who repents and believes and acts righteously. (Quran 19:59-60) Ibn abbas (RAA) explained that it does not mean that they completely abandoned prayers, but that they delayed them to the end of their prescribed times. Sa'id bin Musayyab, a great Imam following the generation of the Companions, elaborated on this, saying: "A person neglects if he delays the noon prayer up to the afternoon prayer time, afternoon prayer up to almost sunset prayer time, sunset prayer up to evening prayer time, and evening prayer up to morning prayer time, while delaying morning prayer until just before sunrise.  If anyone dies without repentance while continuing in this manner, Allah has promised Ghayy for him, and that is a valley in Hell which is very deep and has foul food." Allah Most High says: Woe to the worshippers who are unmindful of their prayer. (Quran 107:4-5) Saad bin Abi Waqqas said: "I asked Allah's Messenger (SAW) about the meaning of 'unmindful,' and he replied: 'It is delaying it (the prayer) up to the end of its prescribed time.'" (Bazar) While Allah calls such people <, they are lazy and perform the prayer very late. He has promised them <> (Wayl), which signifies a great punishment. Some say, "Wayl is a valley in Hell, exceedingly hot, and that is the place for those who delay or miss the prayer, excepting the ones who repent and correct their habits." Allah Most High says: O you who believe, let neither your wealth nor your children distract you from the remembrance of Allah. And those who do so, they will be the losers (Quran 63:9) The commentators say: "The 'remembrance of Allah' in this verse means the five daily prayers. If anyone is so busy in buying and selling, or with his daily work of earning a livelihood, or with his children, that he cannot perform prayers on time, he will be among the losers." The Prophet (SAW) said in this regard: "The first thing which will be judged among a person's deeds on the Day of Resurrection is the prayer. If that is in good order, he will pass the test and prosper, and if that is defective, he will fail the test and be a loser." (Tirmidhi) Informing us about the inhabitants of Hell, Allah Most High says: (The people in Hell will be asked): "What caused you to enter Hell-fire?" They will say: "We were not among those who prayed, nor did we feed the needy. We used to engage in vain discourse with the vain-talkers, and we used to deny the Day of Judgment, until there came to us that which is certain (i.e.. Allah's judgment)." Then no intercession by an intercessors will benefit them. (Quran 74:42-48) The Prophet (SAW) said: "The covenant between us and them (that is, believers) is prayer, so if anyone abandons it he has become an infidel." (Ahmad, Ibn Majah, Abu Dawood, Nisai, Tirmidhi). He also said: "What lies between a man and infidelity is the abandonment of prayer." (Muslim) Allah's Messenger (SAW) is reported to have said: "If anyone abandons the afternoon prayer, his deeds are of no avail." (Bukhari). And he said: "If anyone abandons prayer deliberately he has no claim upon Allah" (Sunan). Abdullah bin amr bin al-As (RAA) said that the Prophet (SAW) mentioned prayer one day saying, "If anyone keeps to it, it will be light, evidence, and salvation for him on the day of Resurrection; but if anyone does not keep to it, it will not be for him light, evidence, or salvation; and on the Day of Resurrection, he will be associated with Qaran, Pharoah, Haman, and Ubayy bin Khalaf (a great enemy of Islam from among the Quraish)." (Ahmad, Darimi and Baihaqi) Some scholars have explained that the person who abandons prayer will be raised with such a foursome because his neglect of prayer may be due to his involvement with his property, his country, his  administrative work, or his trade, Therefore, if he was involved with his property, he will be resurrected with Qarun; if with his country, then with Pharoah; if with his administrative work, then with Haman; and if with his trade, then with Ubayy bin Khalaf, the trader among the unbelievers of Mecca. Mu'adh bin Jabal (RAA) reported Allah's Messenger (SAW) as saying: "If anyone abandons prayer intentionally he has no claim to Allah Most High." (Ahmad) Umar ibn al-Khattab (RAA) reported that a man asked the Prophet (SAW):  "Messenger of Allah, what action is dearest to Allah Most High?" The Prophet (SAW) replied: "Prayer at its proper time. The one who does not pray has no religion. Prayer is the main pillar of the religion (of Islam)." (Baihaqi) After Umar had been stabbed, it was said to him, "As-salat, ya amir ul-mumineen!" (The prayer, Leader of the Believers!) He said, "Yes, truly!  If anyone misses the prayer, he has no share in Islam," and thereupon he prayed while his wounds were bleeding. Abdullah bin Shaqiq (RAA) said that the Companions of the Prophet (SAW) did not consider the abandonment of any good deeds to be unbelief excepting the abandonment of prayer. When Ali (RAA) was asked about a woman who did not pray, he replied:  "The one who does not pray is an unbeliever." Ibn Masood said that the one who does not pray has no religion, and Ibn Abbas said: "The one who leaves off a single prayer deliberately will find, when he meets Allah Most High, that He is angry with him." Allah's Messenger (SAW) said: "When a person meets Allah after neglecting his prayer, he will meet him as if he had not worshipped him at all, nor done any good deeds." And Ibn Hazm said: "There is no greater sin after polytheism than missing a prayer [That is to say, if one deliberately delays a prayer until its time has passed, although he was able to pray it on time, without any valid reason which permits delaying it before its time.] and killing a believer without just cause." Ibrahim Nakahi said: "The one who has left off the prayer has become a disbeliever." Awn bin Abdullah said: "When a person is buried, the first question which will be asked him will be concerning the prayer. If that is accepted from him, his other deeds will be looked at, but if that is not accepted form him, no other deeds will be looked at." Abdullah bin al-As reported Allah's Messenger (SAW) as saying: "A person who combines two prayers without excuse, enters a gate among the major sins." We seek Allah's guidance and help, for indeed. He is the Generous, the Magnanimous, and the Most Merciful of all merciful ones!

Common sense is not so common

“Time is Gold” is a familiar old quote we’ve known I guess since our childhood.  It is one favorite saying we give when someone ask us for our motto in life.  It is engraved within us and weather we truly understand its meaning or not, we believe it to be true.  Thus, as precious as any treasure, it has been our lifetime desire to manage time efficiently and effectively.  I am Bernadette O. Purto from Manila, Philippines and I want to share with you some personal thoughts on Time Management.

"The Qur'an and the Sunnah make it clear that time is very valuable. Almighty Allah says: "By the time! Verily man is in loss."     (Al-`Asr:1-2)

Take benefit of five before five

"Take benefit of five before five:

your youth before your old age,

your health before your sickness,

your wealth before your poverty,

your free-time before your preoccupation,

and your life before your death."[Hadith- al-Haakim, al-Bayhaqee, Saheeh]

The importance of time!

 MANY people forget or neglect the importance of time although man's life on earth is a span of time. Islam gives due attention to the issue of time because if people waste their time, they are actually wasting their life.

The Holy Qur'an gives due attention to the idea of time and this is clear in many verses of the Qur'an when Allah swears using the different places of times of the day to reveal the importance of time, "By the break of Day," (Qur'an, 1:89) "By (the Token of) Time (through the ages),' (Qur'an, 1:103) .etc.

Prophet Muhammad (peace be upon him) says in one Hadith: "There are two things that people are not aware of how important they are: health and time." This Hadith stresses two facts: People are not aware of the importance of being in good health till they fall ill and people are not aware of the importance of time and therefore waste their time doing trivial things.

There was research published in one of the magazines about how man spends his time. The research revealed that if man lives for 60 years, he spends one third of his life sleeping because man usually sleeps eight hours a day. Remaining years are spent in public transportation, watching TV, eating, in the bathroom.etc. This means that the larger part of man's life is spent in worldly matters. If a person

Karen Armstrong, refers to this aspect of time in Prophet Muhammad's (peace be upon him) life. She indicated that what the Prophet (peace be upon him) did in 23 years was miraculous and what he accomplished required thousands of philosophers, reformers, intellectuals and mentors to do in hundreds of years.

To realize the value of ONE YEAR, ask a student who has failed a grade.

To realize the value of ONE MONTH, ask a mother who has given birth to a pre-mature baby.

To realize the value of ONE WEEK, ask an editor of a weekly newspaper.

To realize the value of ONE DAY, ask a daily wage labourer who has kids to feed.

To realize the value of ONE HOUR, ask the bride who is waiting to meet her groom

To realize the value of ONE MINUTE, ask a person who has missed the train.

To realize the value of ONE SECOND, ask a person who has avoided an accident.

To realize the value of ONE MILLI-SECOND, ask the person who has won a silver medal in the Olympics.

Adversity reveals genius; prosperity concelas it.

I’ve never really undestood what the saying “Time is Gold” really meant until I learned a little more about the world of money.  Time is an abstract concept that doesn’t really exist, just like money.  But the sheer mention of the word ignites a lot of emotions from different people.  Those without it, are stressed out.  Those with a lot of time on their hands are either bored or dreaming.While pondering this old saying, I realized there are actually 5 things that explain why time can be considered Gold.

1.You can never get it back

The only thing in this world that you cannot get back (aside from life itself) is time.  When you’ve spent 30 minutes of your time, you can not get it back, however you desperately want it.  You can invent the greatest time machine all you want, but at this point in human evolution, there’s just no way of turning back time.  That’s why the emotion of “regret” is very powerful.  If only you could turn back time somehow, you would give everything just to have it. The ironic thing is, all the material things we trade our time for can be taken back.  I know of someone who lost her home to foreclosure, but managed to get it back years after because of her determination.  Donald Trump, the billionaire real-estate magnate lost a lot of money, but managed to get it all back and more.  Unlike material things, once time passes you by, you can never bring it back.

2.You only have 24 hours in a day

This is really an amazing equalizer.  Everyone gets the same chance at life.  We all have 24 hours in a day.  Even the richest people on earth only have 24 hours in a day.  The poorest of the poor also have 24 hours in a day.  The only difference — they use their 24 hours very differently.

If you don’t like what your life is right now, there’s only one thing you need to do — change the way you spend your time.  You don’t need to place your hope in winning the lottery, or deceiving other people for your own financial gain.  You can get rich with integrity by learning to value your own time, and valuing other people’s time as well.

3.You can trade time for money

You can trade your time for money.  How? Simply get a job and watch the next 40 years of your life traded for a monthly salary?  How much is your time worth?  Are you earning enough?  Is your time worth that much?

It doesn’t matter whether you are CEO or an entry-level employee, you still trade your time for money.  When you don’t go to work, you stop earning.  Unless of course, you are investing that time to build your own business, or investing your earnings on income-producing assets, that, hopefully someday allow you to hire other people to do the work for you and you can then spend your time playing with your kids, doing the things you love to do.

4.You can leverage your time

Why is it that even though everyone only has 24 hours in a day, some people can get a lot more done than others? Reason? Leverage.  Henry Sy employs thousands of people to run his business empire.  By so doing, he multiplies his time by thousands.  With that thousands of hours, millions is earned by his businesses each single day.

Compared that into a one-man show employee.  His single-handed efforts, without any form of leverage, can only get to 24 hours, no matter how strong or skilled he may be.

5.You can make the most of what you have

The hard truth is that your time is limited.  You never know when your time will end.  But one thing is for sure, you can make the most of the time that you have. Spend your “golden” time with your loved ones.  Take care of them.  Enjoy what life has to offer.  Remember that we are just passers by in this world we call life.  When you live your life by the moment, you leave a long-lasting impression into the lives of other people…and your life’s meaning would be fulfilled.

Memorize your favorite poem

 AGREEMENT BETWEEN SELLER & BUYER

Why Buyer's Agents Ask for a Buyer Broker Contract

A buyer broker contract is an agreement between the buyer and the buyer's agent. There are 3 basic types of buyer broker agreements. One is exclusive. An exclusive buyer broker agreement binds that buyer's agent to you and you to that buyer's agent. You cannot buy a property without owing a commission to that agent. Agents who want to ensure that they have a legal and binding agreement that allows them to represent a buyer exclusively, and be paid for their efforts, will ask a buyer to sign an exclusive buyer broker agreement. Buyers who hesitate to sign an exclusive buyer broker agreement with me, for example, are saying they don't care if I get paid, so I don't work with them. I work with buyers who agree that I will get paid. I'm no different than any other agent in that regard. Which is why I don't blame your buyer's agent for refusing to show you any more properties without a guarantee of compensation.

Do Buyers or Sellers Pay the Buyer's Agent?

This has caused a great deal of confusion in the real estate industry and with consumers. Generally, a listing agreement between the seller and the seller's listing agent specifies how much the listing brokerage will pay the selling brokerage for bringing a buyer. Yes, you read that correctly. The seller, in effect, pays your buyer's agent to negotiate on behalf of the buyer, not the seller. C. A.R. buyer broker representation agreements state that if anybody other than the buyer pays the commission, then the buyer is relieved of the obligation to pay it. There are instances where a buyer may pay a brokerage directly such as when there is no commission offered because the property is a for sale by owner. But typically the commission is paid by the seller to the listing brokerage. The listing brokerage divides the commission with the broker of the agent who brings an offer.